Terms of Service

Last Updated: October 17, 2025

Agreement to Terms

By accessing and using Pointversion, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use our service.

Description of Service

Pointversion provides a free online calculator tool to help users calculate the value of travel rewards points, airline miles, and hotel loyalty program currencies. Our service includes:

Use of Service

Permitted Use

You may use our service for:

Prohibited Use

You may not:

Disclaimer of Warranties

IMPORTANT: Pointversion is provided "as is" without any warranties, express or implied.

We do not warrant that:

Accuracy of Calculations

While we strive for accuracy, our calculator performs mathematical calculations based on the values you input. We are not responsible for:

Note: Always verify calculations and check current program terms before making financial decisions based on our calculator results.

Educational Content

Our guides and articles are for educational purposes only and should not be considered:

Results may vary based on individual circumstances. We recommend consulting with qualified financial advisors for personalized advice.

Third-Party Links and Services

Our service may contain links to third-party websites and services. We are not responsible for:

Intellectual Property

The content, design, and code of Pointversion are protected by copyright and other intellectual property laws. You may not:

User-Generated Content

Calculation notes you enter are stored locally in your browser and are your own content. We do not claim ownership of your calculation data.

Limitation of Liability

To the maximum extent permitted by law, Pointversion and its operators shall not be liable for:

Indemnification

You agree to indemnify and hold harmless Pointversion and its operators from any claims, damages, or expenses arising from your use of the service or violation of these terms.

Advertising

Our service is supported by advertising. By using our service, you acknowledge that:

Changes to Service

We reserve the right to:

Continued use of the service after changes constitutes acceptance of the new terms.

Privacy

Your use of our service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data practices.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Service shall otherwise remain in full force and effect.

No Affiliation

Pointversion is not affiliated with, endorsed by, or sponsored by any airline, hotel chain, credit card company, or loyalty program. All brand names and trademarks are the property of their respective owners.

Contact

If you have questions about these Terms of Service, please contact us through our website.

Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and Pointversion regarding the use of our service.